Problem

Half the world's population -- nearly 3 billion people -- live on less than $2 a day. For many of these people, all they need is a little credit -- a loan -- to expand their tiny businesses and work their way out of poverty.

The Gift

With a loan of $25, a client could buy laying hens for eggs to sell in the market. Then the client can use the profits from selling the eggs to buy more chickens, invest in chicken cages, and feed her family.